3 Steps to Clear your Credit Card

Credit Card Debt?

arrowWe can reduce your credit card repayments

We will look at your income and expenditure and assess how much you can afford to repay to your credit cards. Our repayments are based on what you can afford not how much creditors are asking you for and they start from €80 per month.

arrowWe negotiate to stop interest and charges on your credit cards

It is very difficult to repay your debts when you are always paying interest, so we will negotiate with your creditors to stop or reduce interest and charges on your accounts. We are very successful in obtaining this and some solutions guarantee that interest is completely suspended.

Question MarkWe can help you become Debt Free

We can put a plan together to get you debt free. We are very experienced in dealing with debt problems and know how to clear your debt in the quickest most effective way.

What we offer you?

Refresh Money is committed to helping you every step of the way. When you’re struggling with debts, it’s often hard to know who to turn to, what to expect and what we can do to help you. When you speak to Refresh Debt Services, we will:

  • Discuss your current situation with a friendly, trained advisor.
  • Never ever judge you, blame you or point the finger.
  • Recommend a solution that’s right for you based on your needs.
  • No hard sales, just straightforward, no obligation advice.
  • Help you save additional money every month.

We’ve helped thousands of people get their lives back on track so we fully understand what you are going through, what will work for you and the help to take the first step in tackling your debts.

What happens next?

If you would like us to call you, simply submit your details and one of our friendly advisors will contact you shortly. Our number will start with “048417”. When we speak, we will discuss your situation, what solutions are right for you and the steps involved. We will also help to save you some additional money every month.

Remember, our advice comes without any obligation and if you do wish to proceed with us, that is completely up to you.

factCredit Card Fact

If you have a credit card debt of €10,000 and only make the minimum payment each month of the greater of 1% of the balance plus interest or €5 it will take you

37 years and 4 months to repay and cost you €13,633 in interest on top of the €10,000 you have borrowed!

So if you are struggling to even make the minimum payment you should consider the options available to you.







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"Extremely impressed"

testimonialquote I would also like to state for the record that I been extremely impressed with the way you and Refresh have sensitively and supportively dealt with us during what has been a difficult couple of years. I don't know where I would be without your help. My wife and I are very grateful. -Ed

"A breath of fresh air"

testimonialquote Refresh was a breath of fresh air in troubling times their people are friendly and did everything possible to find me a payback scheme I could follow. Since setting up with Refresh I haven’t had to deal with any of the companies I owe money to. They are just a free phone call away when I have any problems and I would and have recommended them to others. -Wendy

"I instantly felt better"

testimonialquoteFirstly from the moment I first contacted Refresh I instantly felt better about the financial situation I was in. Staff were helping in offering me advice and have always been efficient and effective when I have had to contact them with any further queries. -Jeanette

Money Back Guarantee